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Diving the Jambo is an exciting experience and Creag Ard Charters aim is to make your diving trip enjoyable and safe.

Where is Camusnagaul?

Camusnagaul is near Dundonnell, Little Loch Broom. If you are traveling from Inverness you will find that Camusnagaul is slightly over an hour's drive. On the way you will pass by Dundonnell Hotel.

If you are driving from Ullapool it also takes around about 45 minutes to an hour to travel to Camusnagaul.

You can see a tourist map showing Camusnagaul here.

At Camusnagaul is our Maggie's Tea Room and Craft Shop - we serve great food and home made baking. So when you are passing next please drop in and sample our tasty food. We also serve locally brewed An Teallach and Beinn Dearg beer.

You can also buy our crafts and gifts through our online craft shop so why not visit online now.

To see the range of crafts we stock please have a look at our Maggie's Tea Room & Craftshop page.

At Camusnagaul we also have CREAG ARD CHARTERS fast 38 foot boat the MV REBECCA ANN which cruises at 18 knots and is fully licensed and capable of comfortably taking 12 persons on scuba diving, fishing or scenic cruises. For divers they operate trips to many famous dive sites on a daily basis with sites to suit all needs and requirements from wreck diving to scenic.

Daily rates are very reasonable and if you wish to experience a day trip scuba diving, sea fishing or just having a scenic trip around the Summer Isles looking out for whales and dolphins contact Richard of Creag Ard Charters and ask for the best deal possible!.

 

 

Best Credit Card with Travel Insurance: Card Comparison

When you're planning your next trip, it's easy to overlook travel insurance, but the right credit card can cover more than you might think. Not all cards offer the same protection, so it's worth understanding exactly what you'll get before you buy that ticket. Some cards go beyond basic coverage, stepping in for unexpected cancellations, delays, or lost luggage. If you want to make your travel dollars work harder, there’s a clear difference among top options.

Overview of Travel Credit Card Insurance Benefits

Travel credit cards offer a range of insurance benefits that can help mitigate various risks associated with traveling. Examples of such cards include the Capital One Venture X, Chase Sapphire Preferred, and Chase Sapphire Reserve.

These cards typically provide coverage for issues such as trip cancellations, lost luggage, emergency medical expenses, and primary auto rental damage waivers.

To activate these benefits, users generally must charge travel-related expenses—such as airfare, hotel accommodations, or rental vehicles—directly to the credit card.

It is important to note that coverage amounts and specific terms can vary significantly between providers, making it essential for consumers to compare the details of each card, including rates, fees, and potential bonus points.

The presence of insurance benefits can serve to offset unexpected costs and financial losses that may arise during travel, particularly for those visiting unfamiliar destinations.

However, individuals should carefully evaluate their personal travel habits and risk profiles to determine the most suitable card for their needs.

Types of Coverage Provided by Travel Credit Cards

When evaluating travel credit cards, it is important to recognize the differences in insurance coverage that can significantly impact your travel experience.

Various cards may offer diverse types of coverage, including trip cancellation and interruption benefits, emergency medical expenses, lost or delayed baggage compensation, and primary auto rental insurance.

For instance, the Chase Sapphire Preferred® includes trip delay compensation, which can be beneficial if travel disruptions occur. Conversely, the Capital One Venture X card offers coverage for lost luggage and nonrefundable tickets, which may provide added assurance for frequent travelers.

Choosing the appropriate travel credit card involves assessing the coverage types that align with your travel habits and needs. This consideration plays a vital role in ensuring financial protection during your trips, whether related to hotel accommodations or rental vehicles.

It is crucial to thoroughly review the fees, interest rates, and specific terms of coverage associated with each card, as these factors can significantly influence the overall value of the card.

Additionally, remember that the products mentioned are often affiliated with partners, which may affect their availability and conditions.

Key Credit Cards Offering Travel Insurance

Several credit cards offer notable travel insurance benefits, each providing various levels of coverage that may suit different consumer needs and budgets. For example, the Chase Sapphire Reserve and Sapphire Preferred cards include trip cancellation, interruption, and emergency medical insurance. These features can be crucial for travelers who face unexpected situations.

Capital One's Venture X card offers primary auto rental insurance, which can be beneficial for those who frequently rent vehicles while traveling abroad. This feature allows cardholders to bypass the additional insurance typically offered by rental companies.

The United Explorer Card includes lost luggage and baggage insurance, addressing the concerns of travelers who may experience issues with delayed or lost bags. This coverage may help alleviate some anxiety associated with air travel.

When evaluating these credit cards, it is important to consider factors such as annual fees, the scope of coverage for trip delays, accommodations, the ability to transfer miles, and applicable interest rates.

A thorough analysis of these elements will help determine which card aligns best with your travel habits and requirements.

Coverage Amounts and Policy Limits Compared

When evaluating the coverage amounts and policy limits of various travel credit cards, it is essential to understand how the offerings differ among issuers. Each financial institution establishes specific thresholds for crucial protections, including trip cancellations and lost luggage, which can affect the level of reimbursement available during unforeseen events.

The Chase Sapphire Reserve and American Express Platinum Card both provide coverage amounts of up to $10,000 for trip cancellations, with lost baggage protection capped at $3,000. Meanwhile, the Chase Sapphire Preferred also offers $10,000 for trip cancellations but includes a lower limit of $500 for trip delays.

In contrast, the Capital One Venture X card has a different structure, covering up to $2,000 for nonrefundable tickets and $3,000 for lost luggage. The United Explorer card features a more modest cap, with trip cancellation coverage set at $1,500 and lost baggage protection also at $3,000.

A thorough comparison of these limits reveals the importance of understanding your specific travel needs and potential risks, as policy limits can have significant implications for reimbursement during emergencies.

Consumers should carefully assess these differences when selecting a travel credit card that aligns with their travel habits and risk tolerance.

Cards with the Best Trip Cancellation and Interruption Protection

When planning travel, it is important to consider credit cards that offer robust trip cancellation and interruption protection to mitigate potential financial losses from unforeseen changes.

The Chase Sapphire Preferred card provides emergency insurance coverage of up to $10,000 per traveler; this includes provisions for medical expenses, lost baggage, and auto rental damage waivers.

In comparison, the Capital One Venture X card offers coverage of up to $2,000 for eligible trips. Additionally, users can earn X Rewards points, which can be utilized for future travel or other expenses.

Both the Chase Sapphire Preferred and Capital One Venture X cards also incentivize users with bonus points for hotel stays and rental car purchases, aiding in the accumulation of rewards that can help offset future travel costs.

Ultimately, selecting a credit card with these features can be beneficial for travelers looking to protect their investments and maximize rewards.

Travel Credit Cards Offering Strong Trip Delay Coverage

Delays can disrupt travel itineraries, and having a credit card with robust trip delay coverage can alleviate some of the associated challenges by managing extra costs. The Chase Sapphire Reserve® and Sapphire Preferred Cards offer trip delay insurance that covers expenses up to $500 per ticket.

Similarly, the Capital One Venture X card provides compensation for both trip delays and lost luggage. It is essential to use the selected travel card for booking in order to activate these coverage benefits.

Each of these cards comes with different annual fees, but they are designed to assist with a variety of expenses that may arise from travel disruptions, including hotel accommodations, emergency purchases, medical and dental needs, and baggage loss due to covered events.

By understanding the specific terms and conditions associated with each card, travelers can make informed decisions to enhance their travel experience and mitigate the financial impact of potential delays.

Top Credit Cards for Rental Car Insurance

Selecting an appropriate credit card is important for those who intend to rent a vehicle during their travels. Cards such as the Capital One Venture X offer primary auto rental insurance, which encompasses coverage for collision damage and theft incurred during the rental period.

The Chase Sapphire Preferred and Sapphire Reserve also provide robust rental car insurance, including compensation for emergency incidents arising from covered situations.

When evaluating credit cards, it is advisable to consider those with reasonable fees and comprehensive coverage options, such as the Citi Strata Elite. This can enhance your financial security during trips.

Additionally, it is crucial to ensure that the credit card’s coverage is primary, particularly when renting a vehicle in a foreign country or when medical and dental services may be necessary due to unforeseen circumstances.

Such considerations can significantly influence the overall experience and potential liabilities associated with car rentals.

Leading Cards for Lost or Damaged Baggage Reimbursement

Travelers who want to protect their belongings may consider credit cards that offer reimbursement for lost or damaged luggage during their trips. The Citi Strata Elite℠ Card provides coverage of up to $5,000 per trip for luggage issues.

Other cards, such as the Chase Sapphire Reserve, Sapphire Preferred, American Express Platinum, and Capital One Venture X, offer coverage of up to $3,000 for lost baggage.

Choosing the right credit card can have financial implications, as these products typically offer rewards such as points or miles per dollar spent. These rewards may offset costs related to financial emergencies, including medical expenses or accommodation needs.

It is important for travelers to thoroughly review the terms and conditions of these credit cards, including privacy policies, associated fees, and interest rates, to ensure they understand the extent of travel protections offered and to determine if the card meets their specific needs when planning trips.

Considerations for Additional or Supplemental Travel Insurance

When considering travel insurance, it is important to note that many credit card policies offer a narrow range of coverage. Cards such as the Venture X or Sapphire Preferred may include benefits like trip cancellation, baggage protection, or primary auto rental insurance; however, there are notable exclusions that could leave travelers vulnerable.

Coverage for emergency medical expenses or losses beyond specific limits is often insufficient. Particularly when traveling to unfamiliar destinations, renting vehicles, or booking accommodations directly with hotels, it is crucial to verify the extent and applicability of your card’s insurance.

Gaps in coverage could include scenarios like lost baggage, medical emergencies, or significant trip interruptions triggered by unforeseen events.

Supplemental travel insurance can serve as a viable option to enhance protection against these risks. This additional coverage generally encompasses areas that may not be fully addressed by credit card policies, thereby providing a more comprehensive safety net for travelers.

Conclusion

When you’re choosing a credit card for travel insurance, it’s important to weigh the coverage details, annual fees, and extra benefits. Each card offers different strengths, so consider your travel habits and the type of protection you need. Don’t assume all travel cards are the same—read the terms closely and make sure the coverage fits your plans. By doing your research, you’ll give yourself better security and peace of mind on every trip.

Diving in Scotland around Ullapool and the Summer Isles with Creag Ard Charters and especially the wrecks off Ullapool, the Summer Isles and in Loch Broom (Jambo, Fairweather and other wrecks)..

The Fairweather V - information and web links.

 

And researched for you ...

Web links on the MV Jambo and scuba diving in the Summer Isles:

Online www.divernet.com Diving story on diving the Jambo

Digital Ship's PDF document on the MV Jambo summary of MIAB report on the Jambo sinking

Department of Transport's 38 page Adobe format report on the Jumbo sinking

News stories on the MV Jambo

BBC news story other BBC stories on the Jambo including removal of fuel one

Scotsman newspaper

Article on the Jambo

Call on ban for danger ships in the Minch due to the Jambo sinking

Scientists give shellfish at toxic wreck (Jambo) site the all-clear

...other news items

WWF - UK's interesting article on the Jambo

Scottish Wildlife Trust news article on the Jambo

Caithness Community forum news item on the jambo

Maritime and Coastguard Agency news item on the Jambo

Tricolor Salvage news on the jambo

Grampian TV News story on the Jambo

The Convener of The Highlands Council says lessons must be learned from the sinking of the Cypriot-registered freighter Jambo

The Scottish Green Party - article on the Jambo

Location of the MV Jambo wreck

Northern Lighthouse Board gives the location of the MV Jambo wreck

Copyright camusnagaul.com 2005

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Search keywords:

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Misspellings of Jambo - includes janbo, jamob, jabmo, jmabo, ajmbo, jambo, Jumbo